What Is Mortgage Protection Insurance? A Simple Guide for Homeowners

Wade Smith
Author

Why Homeowners Are Turning to Mortgage Protection
More homeowners are realizing that their biggest monthly bill is also their biggest risk. We’ll walk through real-life scenarios so you can see how a simple policy fits into your overall plan. If you’d like us to run numbers for your situation, click to book a short, no-pressure chat.
Your Next Step Toward Peace of Mind
Reading about mortgage protection is a great first step, actually seeing what it looks like for your family is even better. Use the form or call-to-action below to request a custom quote or set up a quick conversation so we can answer your questions one-on-one.Reading about mortgage protection is a great first step, actually seeing what it looks like for your family is even better. Use the form or call-to-action below to request a custom quote or set up a quick conversation so we can answer your questions one-on-one.


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Ashley
The Perfect Policy. The Perfect Team.

Wade
Don't Just Take Our Word For It...

"We were so overwhelmed by all the life insurance options. Ashley was incredibly patient. She listened to our family's needs and didn't rush us. She explained everything in simple terms until we felt truly comfortable. We finally feel secure in our decision, and it’s all thanks to her."
Sarah & David M.

"I have a pre-existing health condition and was denied by another company. I honestly thought I was uninsurable. Wade didn't give up. His knowledge of the 20+ carriers was amazing. He found me a fantastic policy with a great rate. I'm so grateful for his expertise."
Robert J.

"We thought we were paying a fair price on our old policy. We sent our documents to Wade and Ashley for a free review. They found us the same coverage with a more reputable carrier for 30% less! Their access to so many companies was a huge advantage for us."
Jenna & Tom P.

"We loved working with a father-daughter team. It felt so different from a giant, faceless company. Wade and Ashley clearly care about their clients, and it shows. It’s comforting to know our family is being protected by a family that genuinely wants the best for us."
Emily & Carlos G.

"We needed life insurance to close on our business loan, and our timeline was tight. Ashley Insurance Agency was amazing. They made the entire process so easy and fast, from application to approval. We got our policy in time, and it was completely painless. Thank you!"
Brian H. & Kevin L.

"I’ve been a client of Wade’s for over 15 years. He doesn't just sell you a policy and disappear. He checks in, reviews my coverage as my life changes, and always looks out for my best interests. Now my kids work with Ashley. That’s a level of trust you can't find anywhere."
Lety S.

"Life insurance is so confusing. Our last agent spoke in jargon we didn't understand. Ashley was a breath of fresh air. She used simple analogies and made sure we understood exactly what we were buying. We finally feel like we made an educated choice, not just a guess."
Michael & Anna K.

"We just had our first child and knew we needed something. Wade reviewed our whole financial picture. He didn't just sell us a term policy, he explained how a different type of policy could help us in other ways. His practical advice was invaluable. We feel set for the future."
Priya & Nate D.
